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Month: December 2018

Mortgage loan: consequences of the 2018 crisis simulation

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Since the beginning of the year, the Canadian federal government has introduced a new rule to be met before a mortgage is granted. Any borrower wishing to resort to an uninsured conventional mortgage must pass the stress test . Is it a drag on the purchase of a new home ? Everything depends. Here are […]

Promise to buy a house: to know before committing

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The promise to buy a house is a document that is not lightly signed. The signing of such a contract has legal consequences. Here’s everything you need to know before you commit by signing the promise to purchase a home. With, the elements that will have to be included at your request to protect you. […]