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Credit Conso: Legislation and Consumer ProtectionCredit Conso: Legislation and Consumer Protection

Anyone subscribing to a consumer credit enjoys rights to better balance the power between professionals and consumers. Several laws go in this direction by defining each of the rights of the borrower: right to information, right of withdrawal, right to early repayment, right to suspend repayments, etc. Consumer Protection Laws Several laws protect consumers when […]

Consumer credit: better understanding of different types of ratesConsumer credit: better understanding of different types of rates

Consumer credit facilitates the financing of many projects. But it is not always easy to find your way among the multitude of offers … and rates. Before taking out a personal loan, you must be aware of all the terms and especially the borrowing rates. Each interest rate is different, corresponds to a specific banking […]

Consumer credit: how to deal with the risk of over-indebtedness?Consumer credit: how to deal with the risk of over-indebtedness?

The risk of over-indebtedness arises when the level of the credits and the expenses that one has to pay every month reaches a critical threshold. The consequence is that one can end up in incident of refund, or even stuck to the Bank of France. There are, however, ways to deal with overindebtedness. Overview. What […]